What To Expect While Filing For Roof Insurance
Claim As Per Roofing Contractors In Palo Alto CA?
It simply cannot be denied that the roof of your house is the most important part of it. Without the roof in place, not only your property could have been exposed to the harsh weather, but also your beautiful home could sustain some serious damage. That is the reason why it is important for you to keep your roof intact and well maintained, as per Roofer in Palo Alto.
If your roof has sustained severe damage lately, you might be wondering the cost of Roof Repairs in Palo Alto and what you should expect when filing for roof insurance claim.
The following is a quick primer on what you should expect from your insurance company while filing for roof insurance claim.
What is Covered in Your Roof Insurance Claim?
If the roof of your house has been damaged by heavy wind, hailstorm or fire, then your homeowner's insurance should cover for your roof damage. But, you must check in with your insurer about whether they have a separate deductible for damage caused by fire and wind.
The element of dwelling coverage of your homeowner's insurance policy covers the structure of your house. This includes the roof of your house as well. What this means is that if your roof has sustained damage - be it slight or severe - from heavy wind, hailstorm or rainstorm, then you're eligible to receive a payout check in order to repair or replace your roof.
However, it must be pointed out that if the roof of your house was poorly maintained before the damage took place, the chances are that your claim for reimbursement will be denied.
How to Maintain Your Roof
It is absolutely vital and necessary that you get your roof looked at every now and then. How often you should do it depends upon the age of your roof. For example, a roof that is very old should be looked at every two years. And in case there are trees next to your roof, you should get the roof checked more often and not to mention, have your trees maintained regularly on an annual basis. As a go to rule of thumb, you should have your roof checked from every two to five years.
You should do it not only to ensure that your roof remains well maintained and healthy, but also because a neglected roof can cause a lot of property damage. Moreover, if you file for an insurance claim for your roof, your claim might get denied on the grounds that your roof was poorly maintained and not wasn't looked after very well.
Roofing Contractors in Palo Alto CA want you to know that it is crucial that you do not forget that there could be separate deductibles for wind and fire. This is all the more important if you happen to live in an area that could see your roof getting damaged by these factors. You must ensure and double-check with your insurance company in order to ascertain that you're covered fully for these things. For more information visit here: Shelton Roofing